{"id":2196,"date":"2026-02-05T09:49:16","date_gmt":"2026-02-05T09:49:16","guid":{"rendered":"https:\/\/adac-asociacion.org\/?p=2196"},"modified":"2026-02-05T09:49:17","modified_gmt":"2026-02-05T09:49:17","slug":"cobros-abusivos-hipotecas-adac","status":"publish","type":"post","link":"https:\/\/adac-asociacion.org\/ca\/cobros-abusivos-hipotecas-adac\/","title":{"rendered":"Si inflan el precio sin raz\u00f3n, ADAC responde."},"content":{"rendered":"<h2 class=\"wp-block-heading\"><strong>Cuando encarecen injustamente el precio, ADAC tiene la soluci\u00f3n.<\/strong><\/h2>\n\n\n\n<div style=\"height:12px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h5 class=\"wp-block-heading\">La Organizaci\u00f3n de Consumidores y Usuarios (OCU) ha puesto nuevamente en el foco p\u00fablico los <strong>cobros abusivos de registradores de la propiedad en las escrituras relacionadas con hipotecas<\/strong>, impulsando incluso una denuncia ante la Fiscal\u00eda General del Estado para que investigue estas pr\u00e1cticas y se obligue al cumplimiento de la normativa vigente.<\/h5>\n\n\n\n<div style=\"height:18px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Seg\u00fan la OCU, desde la reforma de 2012 los aranceles que deben aplicar registradores en operaciones como la <strong>cancelaci\u00f3n, novaci\u00f3n o subrogaci\u00f3n de hipotecas<\/strong> se han interpretado de forma err\u00f3nea, resultando en costes muy superiores a los legalmente establecidos. <\/p>\n\n\n\n<div style=\"height:13px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Por ejemplo, una escritura de cancelaci\u00f3n hipotecaria deber\u00eda suponer aproximadamente <strong>24 \u20ac en registrales<\/strong>, pero en la pr\u00e1ctica el coste supera ampliamente estas cifras, perjudicando econ\u00f3micamente a miles de consumidores.<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">A pesar de sentencias del Tribunal Supremo que confirman la aplicaci\u00f3n correcta de los aranceles, los profesionales siguen cobrando de m\u00e1s, y los mecanismos de reclamaci\u00f3n disponibles son escasos e ineficaces, limitando severamente los derechos de los afectados.<\/p>\n\n\n\n<div style=\"height:17px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">En este contexto de indefensi\u00f3n consumidora, <strong>ADAC <\/strong>puede jugar un papel relevante. ADAC es una organizaci\u00f3n comprometida con la <strong>protecci\u00f3n de los derechos de los contribuyentes y ciudadanos<\/strong>, ofreciendo <strong>asesoramiento legal y acompa\u00f1amiento en situaciones de abuso o fraude por parte de administraciones p\u00fablicas o entidades profesionales<\/strong>.<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Los servicios de ADAC incluyen orientaci\u00f3n sobre reclamaciones administrativas, apoyo en la presentaci\u00f3n de denuncias y defensa ante procedimientos complejos que afectan a la econom\u00eda personal o familiar. <\/p>\n\n\n\n<div style=\"height:19px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">ADAC puede proporcionar <strong>asesoramiento espec\u00edfico sobre c\u00f3mo reclamar<\/strong>, qu\u00e9 normativa ampara sus derechos y c\u00f3mo proceder para que se respeten las leyes vigentes. Adem\u00e1s, su <strong>canal de denuncias confidencial<\/strong> y su colaboraci\u00f3n con entidades p\u00fablicas ayudan a visibilizar estos problemas y promover soluciones que beneficien a todos los consumidores.<\/p>\n\n\n\n<div style=\"height:47px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>CONTACTO<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Para m\u00e1s informaci\u00f3n o consultas,&nbsp;<strong>ADAC<\/strong>&nbsp;atiende de lunes a viernes, de 09:00 a 14:00 y de 16:00 a 18:00. Puedes contactarlos por&nbsp;<strong>correo electr\u00f3nico<\/strong>&nbsp;en&nbsp;<em><a>info@adac-asociacion.org<\/a><\/em>&nbsp;o por&nbsp;<strong>tel\u00e9fono<\/strong>&nbsp;al +34 902 090 162. Sus oficinas se encuentran en&nbsp;<strong>Barcelona<\/strong>&nbsp;(Edificio Casal C\u00edvic i Comunitari Sant Adri\u00e0 de Bes\u00f2s, Carrer Jaume Huguet 2, Despacho 3, 08930) y en&nbsp;<strong>Madrid<\/strong>&nbsp;(C\/Sor \u00c1ngela de la Cruz, 24, Esc. B, 3\u00ba E, 28020).<\/p>","protected":false},"excerpt":{"rendered":"<p>Cuando encarecen injustamente el precio, ADAC tiene la soluci\u00f3n. La Organizaci\u00f3n de Consumidores y Usuarios (OCU) ha puesto nuevamente en el foco p\u00fablico los cobros abusivos de registradores de la propiedad en las escrituras relacionadas con hipotecas, impulsando incluso una denuncia ante la Fiscal\u00eda General del Estado para que investigue estas pr\u00e1cticas y se obligue [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":2198,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[36],"tags":[],"class_list":["post-2196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-registradores"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cobros abusivos en hipotecas c\u00f3mo reclamar con ADAC<\/title>\n<meta name=\"description\" content=\"\u00bfTe han cobrado de m\u00e1s en tu hipoteca? 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